HARDRIVES CONSTRUCTION INC

POLICY RENEWAL 79 days

Jan 1, 2027

Potential opportunity for an insurance quote · Currently with THE PHOENIX INSURANCE CO

USDOT 867331 · MC1321811 · Billings, MT · Underwriter-grade risk snapshot

Operating statusActive

Lead priorityWatch

Fleet19 power units · 25 drivers (19 trucks)

OperationA · PRIVATE PROPERTY;AUTHORIZED FOR HIRE

Current insurerTHE PHOENIX INSURANCE CO

Crashes / Inspections (24 mo)0 / 7

	Vehicle	Driver
This carrier	42.9% (3/7)	28.6% (2/7)
National average	22.3%	6.7%

⚠️ Above national average. Carriers with high OOS rates face premium surcharges and are more likely to shop for new insurance.

Address2908 S 64 ST WEST
BILLINGS MT 59106

DBAHARDRIVES CONSTRUCTION

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Power units19

Drivers25 (12 CDL)

MCS-150 mileage250,000 (2024)

MCS-150 filedOct 23, 2025

HazmatY

Cargoother: gravel, general freight

Docket	Form	Insurer	Policy #	Effective	Cancelled	Max coverage
MC1321811	91X	THE PHOENIX INSURANCE CO	2L971253	Jan 1, 2026	—	750

Insurer	Policy #	Effective	Cancelled
THE PHOENIX INSURANCE CO	2L971253	Oct 7, 2021	Feb 1, 2025

Docket	Status	Pending
MC1321811	Common None Contract Active Broker None	—

Total inspections7

Out-of-service6

Vehicle OOS rate57.1%

Driver OOS rate28.6%

Total violations10

OOS violations0

Total crashes0

Fatal crashes0

Injuries0

Insurance agent? HARDRIVES CONSTRUCTION INC renews Jan 1, 2027 — get the full MT lead list.

Data as of Thu Oct 15 2026 00:00:00 GMT+0000 (Coordinated Universal Time). Source: FMCSA public filings, refreshed daily by Insight Carrier.