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A L LOWDER INC

USDOT 808765 · MC663692 · Albemarle, NC

POLICY RENEWAL
Feb 8, 2027
Potential opportunity for an insurance quote · Currently with WEST BEND MUTUAL INSURANCE CO.

A L LOWDER INC

USDOT 808765 · MC663692 · Albemarle, NC  ·  Underwriter-grade risk snapshot

Operating statusActive
Lead priorityLater
Fleet18 power units · 6 drivers (18 trucks)
OperationA · PRIVATE PROPERTY;AUTHORIZED FOR HIRE
Current insurerWEST BEND MUTUAL INSURANCE CO.
Crashes / Inspections (24 mo)1 / 8

Out-of-Service Rates

VehicleDriver
This carrier 12.5% (1/8) 12.5% (1/8)
National average22.3%6.7%

⚠️ Above national average. Carriers with high OOS rates face premium surcharges and are more likely to shop for new insurance.

Contact

Address435 WILLOW STREET
ALBEMARLE NC 28001-0435

Fleet & mileage

Power units18
Drivers6 (4 CDL)
MCS-150 mileage119,000 (2025)
MCS-150 filedMar 13, 2026
HazmatN
Cargogeneral freight

Active insurance filings

DocketFormInsurerPolicy #EffectiveCancelledMax coverage
MC66369291XWEST BEND MUTUAL INSURANCE CO. 1000278378Feb 8, 2021— 750

Insurance history

InsurerPolicy #EffectiveCancelled
EMPLOYERS MUTUAL CASUALTY CO.5E5 11 86 Feb 8, 2017Feb 8, 2021
EMPLOYERS MUTUAL CASUALTY CO.5E5 11 86 Feb 8, 2017Mar 10, 2021
PRAETORIAN INSURANCE COMPANYPICGA0003937 Feb 8, 2016Feb 8, 2017
PRAETORIAN INSURANCE COMPANYPICGA0003698 Feb 8, 2015Feb 8, 2016
PRAETORIAN INSURANCE COMPANYPICGA0003428 Feb 8, 2014Feb 8, 2015
PRAETORIAN INSURANCE COMPANYPICGA0003108 Feb 8, 2013Feb 8, 2014
HARTFORD FIRE INSURANCE COMPANY22 UEN TB1798 Feb 8, 2008Feb 8, 2013

Operating authority

DocketStatusPending
MC663692 Common None
Contract Active
Broker None
—

Inspections & violations

Total inspections8
Out-of-service3
Vehicle OOS rate12.5%
Driver OOS rate25.0%
Total violations5
OOS violations0

Crashes

Total crashes1
Fatal crashes0
Injuries3

Safety measurement (BASIC)

CategoryMeasureStatus
Unsafe Driving0.77OK
Hours of Service0OK
Driver Fitness2.6OK
Controlled Substances0OK
Vehicle Maintenance2.25OK
Insurance agent? A L LOWDER INC renews Feb 8, 2027 — get the full NC lead list.

Data as of Thu Oct 15 2026 00:00:00 GMT+0000 (Coordinated Universal Time). Source: FMCSA public filings, refreshed daily by Insight Carrier.