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SMITH'S HIGH TECH AUTOMOTIVE SERVICE INC

USDOT 651682 · MC455564 · Erlanger, KY

POLICY RENEWAL
May 1, 2027
Potential opportunity for an insurance quote · Currently with CENTRAL MUTUAL INSURANCE COMPANY

SMITH'S HIGH TECH AUTOMOTIVE SERVICE INC

USDOT 651682 · MC455564 · Erlanger, KY  ·  Underwriter-grade risk snapshot

Operating statusActive
Lead priorityLater
Fleet16 power units · 10 drivers (16 trucks)
OperationA · AUTHORIZED FOR HIRE
Current insurerCENTRAL MUTUAL INSURANCE COMPANY
Crashes / Inspections (24 mo)1 / 10

Out-of-Service Rates

VehicleDriver
This carrier 10.0% (1/10) 20.0% (2/10)
National average22.3%6.7%

⚠️ Above national average. Carriers with high OOS rates face premium surcharges and are more likely to shop for new insurance.

Contact

Address1675 DOLWICK DRIVE
ERLANGER KY 41018
DBASMITH'S TOWING

Fleet & mileage

Power units16
Drivers10 (4 CDL)
MCS-150 mileage401,889 (2025)
MCS-150 filedFeb 18, 2026
HazmatY

Active insurance filings

DocketFormInsurerPolicy #EffectiveCancelledMax coverage
MC45556491XCENTRAL MUTUAL INSURANCE COMPANY 8998831May 1, 2024— 1,000

Insurance history

InsurerPolicy #EffectiveCancelled
EMPLOYERS MUTUAL CASUALTY CO.6E0 37 50 May 1, 2023May 1, 2024
EMPLOYERS MUTUAL CASUALTY CO.6E0 37 50 Apr 27, 2023May 27, 2023
EMPLOYERS MUTUAL CASUALTY CO.6E0 37 50 Apr 27, 2023May 1, 2023
EMPLOYERS MUTUAL CASUALTY CO.6E0 37 50 May 1, 2022May 27, 2023
EMPLOYERS MUTUAL CASUALTY CO.6E0 37 50 May 1, 2022Apr 27, 2023
EMPLOYERS MUTUAL CASUALTY CO.6E03750 May 1, 2019May 1, 2022
EMPLOYERS MUTUAL CASUALTY CO.6E03750 May 1, 2019May 26, 2022
MOTORISTS MUTUAL INSURANCE CO.33.302881 May 1, 2016May 1, 2019

Operating authority

DocketStatusPending
MC455564 Common Active
Contract Active
Broker None
—

Inspections & violations

Total inspections10
Out-of-service3
Vehicle OOS rate10.0%
Driver OOS rate20.0%
Total violations14
OOS violations0

Crashes

Total crashes1
Fatal crashes0
Injuries2

Safety measurement (BASIC)

CategoryMeasureStatus
Unsafe Driving3.53OK
Hours of Service0OK
Driver Fitness2.14OK
Controlled Substances0OK
Vehicle Maintenance2.14OK
Insurance agent? SMITH'S HIGH TECH AUTOMOTIVE SERVICE INC renews May 1, 2027 — get the full KY lead list.

Data as of Thu Oct 15 2026 00:00:00 GMT+0000 (Coordinated Universal Time). Source: FMCSA public filings, refreshed daily by Insight Carrier.