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PAYNES GARAGE LLC

USDOT 4533352 · MC1797865 · Gray, KY

POLICY RENEWAL
Feb 18, 2027
Potential opportunity for an insurance quote · Currently with CANAL INSURANCE CO.

PAYNES GARAGE LLC

USDOT 4533352 · MC1797865 · Gray, KY  ·  Underwriter-grade risk snapshot

Operating statusActive
Lead priorityLater
Fleet1 power units · 1 drivers (1 trucks)
OperationA · AUTHORIZED FOR HIRE
Current insurerCANAL INSURANCE CO.
Crashes / Inspections (24 mo)0 / 2

Out-of-Service Rates

VehicleDriver
This carrier 0.0% (0/2) 50.0% (1/2)
National average22.3%6.7%

⚠️ Above national average. Carriers with high OOS rates face premium surcharges and are more likely to shop for new insurance.

Contact

Address6241 KY 1232
GRAY KY 40734

Fleet & mileage

Power units1
Drivers1 (1 CDL)
MCS-150 mileage0 (0)
MCS-150 filedFeb 13, 2026
HazmatN
Cargogeneral freight

Active insurance filings

DocketFormInsurerPolicy #EffectiveCancelledMax coverage
MC179786591XCANAL INSURANCE CO. CT5610911812Feb 18, 2026— 750

Operating authority

DocketStatusPending
MC1797865 Common Active
Contract None
Broker None
—

Inspections & violations

Total inspections2
Out-of-service1
Vehicle OOS rate0.0%
Driver OOS rate50.0%
Total violations3
OOS violations0

Crashes

Total crashes0
Fatal crashes0
Injuries0

Safety measurement (BASIC)

CategoryMeasureStatus
Unsafe Driving8OK
Hours of Service3.4OK
Driver Fitness0OK
Controlled Substances0OK
Vehicle Maintenance0OK
Insurance agent? PAYNES GARAGE LLC renews Feb 18, 2027 — get the full KY lead list.

Data as of Thu Oct 15 2026 00:00:00 GMT+0000 (Coordinated Universal Time). Source: FMCSA public filings, refreshed daily by Insight Carrier.