SMITH AND LUMAN LLC

POLICY RENEWAL

Renewal date available to subscribers

Potential opportunity for an insurance quote

USDOT 3157449 · MC108781 · Kemp, TX · Underwriter-grade risk snapshot

Operating statusActive

Lead priorityLater

Fleet3 power units · 2 drivers (3 trucks)

OperationA · AUTHORIZED FOR HIRE

Current insurerTRISURA SPECIALTY INSURANCE COMPANY

Crashes / Inspections (24 mo)0 / 11

	Vehicle	Driver
This carrier	54.5% (6/11)	0.0% (0/11)
National average	22.3%	6.7%

⚠️ Above national average. Carriers with high OOS rates face premium surcharges and are more likely to shop for new insurance.

Address14173 COUNTY ROAD 4016
KEMP TX 75143

DBASMITH AND LUMAN

Phone🔒 Subscribe to reveal

Email🔒 Subscribe to reveal

Power units3

Drivers2 (2 CDL)

MCS-150 mileage306,350 (2024)

MCS-150 filedMay 10, 2026

HazmatN

Cargogeneral freight

Docket	Form	Insurer	Policy #	Effective	Cancelled	Max coverage
MC108781	91X	TRISURA SPECIALTY INSURANCE COMPANY	Hidden - subscribe to view	Mar 20, 2026	—	750

Insurer	Policy #	Effective	Cancelled
PROGRESSIVE COUNTY MUTUAL	Hidden	Mar 20, 2025	Mar 20, 2026
SOUTHLAKE SPECIALTY INSURANCE COMPANY	Hidden	Mar 20, 2024	Mar 20, 2025
INDEMNITY INSURANCE CO. OF NORTH AMERICA	Hidden	Mar 19, 2023	Mar 19, 2024
PROGRESSIVE COUNTY MUTUAL	Hidden	Mar 19, 2021	Mar 19, 2023
PROGRESSIVE COUNTY MUTUAL	Hidden	Mar 19, 2021	Apr 24, 2023
REDWOOD FIRE AND CASUALTY INSURANCE CO.	Hidden	Aug 1, 2018	May 29, 2019

Docket	Status	Pending
MC108781	Common Active Contract None Broker None	—

Total inspections11

Out-of-service7

Vehicle OOS rate63.6%

Driver OOS rate0.0%

Total violations51

OOS violations0

Total crashes0

Fatal crashes0

Injuries0

Insurance agent? SMITH AND LUMAN LLC renews Mar 20, 2027 — get the full TX lead list.

Data as of Thu Oct 15 2026 00:00:00 GMT+0000 (Coordinated Universal Time). Source: FMCSA public filings, refreshed daily by Insight Carrier.