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RALPH SMITH COMPANY

USDOT 307887 · MC251299 · Mona, UT

POLICY RENEWAL
Oct 1, 2027
Potential opportunity for an insurance quote · Currently with ZURICH AMERICAN INSURANCE COMPANY

RALPH SMITH COMPANY

USDOT 307887 · MC251299 · Mona, UT  ·  Underwriter-grade risk snapshot

Operating statusActive
Lead priorityLater
Fleet35 power units · 27 drivers (35 trucks)
OperationA · PRIVATE PROPERTY;AUTHORIZED FOR HIRE
Current insurerZURICH AMERICAN INSURANCE COMPANY
Crashes / Inspections (24 mo)2 / 31

Out-of-Service Rates

VehicleDriver
This carrier 32.3% (10/31) 6.5% (2/31)
National average22.3%6.7%

⚠️ Above national average. Carriers with high OOS rates face premium surcharges and are more likely to shop for new insurance.

Contact

Address250 SOUTH 100 WEST
MONA UT 84645
Phone🔒 Subscribe to reveal
Email🔒 Subscribe to reveal

Fleet & mileage

Power units35
Drivers27 (27 CDL)
MCS-150 mileage674,425 (2024)
MCS-150 filedApr 21, 2026
HazmatN
Cargoother: sand gravel asphalt, general freight

Active insurance filings

DocketFormInsurerPolicy #EffectiveCancelledMax coverage
MC25129991XZURICH AMERICAN INSURANCE COMPANY BAP 3959068Oct 1, 2020— 1,000

Insurance history

InsurerPolicy #EffectiveCancelled
THE CINCINNATI INSURANCE CO.EBA 030 40 49 Feb 15, 2015Oct 1, 2020
HUDSON INSURANCE COMPANYBUI-002720 Oct 1, 2013Feb 15, 2015
PRAETORIAN INSURANCE COMPANYP0009-110592 Oct 1, 2012Oct 1, 2013
WAUSAU UNDERWRITERS INSURANCE COMPANYATJ-Z91-455426-01 Oct 1, 2010Oct 1, 2012
STATE NATIONAL INSURANCE CO., INC.TPN-000078-B Oct 1, 2009Oct 1, 2010
STATE NATIONAL INSURANCE CO., INC.TPN-000078-B Oct 1, 2009Oct 7, 2010
STATE NATIONAL INSURANCE CO., INC.TPN-000078-A Oct 1, 2008Oct 1, 2009
STATE NATIONAL INSURANCE CO., INC.TPN-000078 Oct 1, 2007Oct 1, 2007

Operating authority

DocketStatusPending
MC251299 Common Active
Contract Active
Broker None		 —

Inspections & violations

Total inspections31
Out-of-service13
Vehicle OOS rate35.5%
Driver OOS rate6.5%
Total violations56
OOS violations0

Crashes

Total crashes2
Fatal crashes0
Injuries1

Safety measurement (BASIC)

CategoryMeasureStatus
Unsafe Driving2.16OK
Hours of Service0.3OK
Driver Fitness0.23OK
Controlled Substances0OK
Vehicle Maintenance10.09OK
Insurance agent? RALPH SMITH COMPANY renews Oct 1, 2027 — get the full UT lead list.

Data as of Thu Oct 15 2026 00:00:00 GMT+0000 (Coordinated Universal Time). Source: FMCSA public filings, refreshed daily by Insight Carrier.