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NICOLAS GARZA & ERIKA GARZA

USDOT 2398163 · MC824590 · La Joya, TX

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NICOLAS GARZA & ERIKA GARZA

USDOT 2398163 · MC824590 · La Joya, TX  ·  Underwriter-grade risk snapshot

Operating statusActive
Lead priorityLater
Fleet1 power units · 1 drivers (1 trucks)
OperationA · AUTHORIZED FOR HIRE
Current insurerHIGHLANDER SPECIALTY INSURANCE COMPANY
Crashes / Inspections (24 mo)0 / 4

Out-of-Service Rates

VehicleDriver
This carrier 50.0% (2/4) 0.0% (0/4)
National average22.3%6.7%

⚠️ Above national average. Carriers with high OOS rates face premium surcharges and are more likely to shop for new insurance.

Contact

Address741 HUISACHE ST
LA JOYA TX 78560
DBANE TRUCKING
Phone🔒 Subscribe to reveal
Email🔒 Subscribe to reveal

Fleet & mileage

Power units1
Drivers1 (1 CDL)
MCS-150 mileage122,443 (2025)
MCS-150 filedMar 27, 2026
HazmatN
Cargogeneral freight

Active insurance filings

DocketFormInsurerPolicy #EffectiveCancelledMax coverage
MC82459091XHIGHLANDER SPECIALTY INSURANCE COMPANY Hidden - subscribe to viewApr 20, 2026— 750

Insurance history

InsurerPolicy #EffectiveCancelled
HIGHLANDER SPECIALTY INSURANCE COMPANYHidden Apr 20, 2025Apr 20, 2026
NORTHLAND INSURANCE COMPANYHidden Apr 20, 2024Apr 20, 2025
UNITED WISCONSIN INSURANCE COMPANYHidden Apr 20, 2023Apr 20, 2024
UNITED WISCONSIN INSURANCE COMPANYHidden Apr 20, 2022Apr 20, 2023
NATIONAL CASUALTY COMPANYHidden Apr 18, 2016Apr 20, 2022
HALLMARK COUNTY MUTUAL INSURANCE COMPANYHidden Apr 18, 2015Apr 18, 2016
HALLMARK COUNTY MUTUAL INSURANCE COMPANYHidden Apr 18, 2014Apr 18, 2015
HALLMARK COUNTY MUTUAL INSURANCE COMPANYHidden Apr 18, 2013Apr 18, 2014

Operating authority

DocketStatusPending
MC824590 Common None
Contract Active
Broker None		 —

Inspections & violations

Total inspections4
Out-of-service2
Vehicle OOS rate50.0%
Driver OOS rate0.0%
Total violations10
OOS violations0

Crashes

Total crashes0
Fatal crashes0
Injuries0

Safety measurement (BASIC)

CategoryMeasureStatus
Unsafe Driving7.58OK
Hours of Service0.4OK
Driver Fitness0OK
Controlled Substances0OK
Vehicle Maintenance8.2OK
Insurance agent? NICOLAS GARZA & ERIKA GARZA renews Apr 20, 2027 — get the full TX lead list.

Data as of Thu Oct 15 2026 00:00:00 GMT+0000 (Coordinated Universal Time). Source: FMCSA public filings, refreshed daily by Insight Carrier.

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