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PRODUCT DISTRIBUTION COMPANY

USDOT 230522 · MC161523 · Louisville, KY

POLICY RENEWAL 20 days
Nov 5, 2026
Potential opportunity for an insurance quote · Currently with HARCO NATIONAL INSURANCE CO.

PRODUCT DISTRIBUTION COMPANY

USDOT 230522 · MC161523 · Louisville, KY  ·  Underwriter-grade risk snapshot

Operating statusActive
Lead priorityWatch
Fleet103 power units · 88 drivers (103 trucks)
OperationA · AUTHORIZED FOR HIRE
Current insurerHARCO NATIONAL INSURANCE CO.
Crashes / Inspections (24 mo)8 / 113

Out-of-Service Rates

VehicleDriver
This carrier 10.6% (12/113) 0.9% (1/113)
National average22.3%6.7%

✓ At or below national average.

Contact

Address3925 PRODUCE ROAD
LOUISVILLE KY 40218
Phone🔒 Subscribe to reveal
Email🔒 Subscribe to reveal

Fleet & mileage

Power units103
Drivers88 (88 CDL)
MCS-150 mileage7,008,000 (2025)
MCS-150 filedApr 2, 2026
HazmatN
Cargoother: appliances & lamps, general freight

Active insurance filings

DocketFormInsurerPolicy #EffectiveCancelledMax coverage
MC16152384HARCO NATIONAL INSURANCE CO. 0312854Nov 5, 2022— 0
MC16152391ELECTRIC MUTUAL LIABILITY INSURANCE CO. TP821Sep 27, 1982— 0

Insurance history

InsurerPolicy #EffectiveCancelled
MERCHANTS BONDING COMPANY ( MUTUAL)KY 2387 Nov 5, 2014Nov 5, 2022
GREAT AMERICAN INSURANCE CO.2208830 Oct 1, 2014Nov 5, 2014
GREAT AMERICAN INSURANCE CO.2208830 Oct 1, 2013Nov 5, 2014
GREAT AMERICAN INSURANCE CO.6644929 Jul 22, 2010Oct 1, 2013
OLD REPUBLIC SURETY COMPANYRLI 580179 Jul 22, 2009Jul 22, 2010
OLD REPUBLIC SURETY COMPANYRLI 580179 Dec 22, 2004Jul 22, 2009
OLD REPUBLIC INSURANCE COMPANYRLI0560747 Jul 28, 2003Dec 22, 2004
OLD REPUBLIC SURETY COMPANYRLI0560747 Jul 28, 2003Jul 28, 2003

Operating authority

DocketStatusPending
MC161523 Common Active
Contract Active
Broker Active		 —

Inspections & violations

Total inspections113
Out-of-service14
Vehicle OOS rate11.5%
Driver OOS rate0.9%
Total violations27
OOS violations0

Crashes

Total crashes8
Fatal crashes0
Injuries5

Safety measurement (BASIC)

CategoryMeasureStatus
Unsafe Driving0.34OK
Hours of Service0OK
Driver Fitness0.15OK
Controlled Substances0OK
Vehicle Maintenance2.36OK
Insurance agent? PRODUCT DISTRIBUTION COMPANY renews Nov 5, 2026 — get the full KY lead list.

Data as of Thu Oct 15 2026 00:00:00 GMT+0000 (Coordinated Universal Time). Source: FMCSA public filings, refreshed daily by Insight Carrier.