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LIGHTNING RAM INC

USDOT 1967751 · MC696847 · Belgrade, MT

POLICY RENEWAL
Jan 31, 2027
Potential opportunity for an insurance quote · Currently with PHILADELPHIA INDEMNITY INSURANCE COMPANY

LIGHTNING RAM INC

USDOT 1967751 · MC696847 · Belgrade, MT  ·  Underwriter-grade risk snapshot

Operating statusActive
Lead priorityLater
Fleet0 power units · 39 drivers (0 trucks)
OperationA · PRIVATE PASSENGER, BUSINESS;PRIVATE PASSENGER, NON-BUSINESS;AUTHORIZED FOR HIRE
Current insurerPHILADELPHIA INDEMNITY INSURANCE COMPANY
Crashes / Inspections (24 mo)0 / 6

Out-of-Service Rates

VehicleDriver
This carrier 16.7% (1/6) 16.7% (1/6)
National average22.3%6.7%

⚠️ Above national average. Carriers with high OOS rates face premium surcharges and are more likely to shop for new insurance.

Contact

Address21000 FRONTAGE ROAD STE 9
BELGRADE MT 59714
DBASHUTTLE TO BIG SKY & TAXI
Phone🔒 Subscribe to reveal
Email🔒 Subscribe to reveal

Fleet & mileage

Power units0
Drivers39 (2 CDL)
MCS-150 mileage200,000 (2024)
MCS-150 filedApr 28, 2025
HazmatN
Cargopassengers

Active insurance filings

DocketFormInsurerPolicy #EffectiveCancelledMax coverage
MC69684791XPHILADELPHIA INDEMNITY INSURANCE COMPANY PHPK2653133-010Jan 31, 2026— 5,000

Insurance history

InsurerPolicy #EffectiveCancelled
PHILADELPHIA INDEMNITY INSURANCE COMPANYPHPK2512791 Jan 31, 2023Jan 31, 2026
PHILADELPHIA INDEMNITY INSURANCE COMPANYPHPK2372308 Jan 31, 2022Jan 31, 2023
PHILADELPHIA INDEMNITY INSURANCE COMPANYPHPK2229967 Jan 31, 2021Jan 31, 2022
PHILADELPHIA INDEMNITY INSURANCE COMPANYPHPK2090256 Jan 31, 2020Jan 31, 2021
PHILADELPHIA INDEMNITY INSURANCE COMPANYPHPK1927606 Jan 31, 2019Jan 31, 2020
PHILADELPHIA INDEMNITY INSURANCE COMPANYPHPK1771843 Jan 31, 2018Jan 31, 2019
PHILADELPHIA INDEMNITY INSURANCE COMPANYPHPK1604873 Jan 31, 2017Jan 31, 2018
PHILADELPHIA INDEMNITY INSURANCE COMPANYPHPK1469654 Mar 16, 2016Jan 31, 2017

Operating authority

DocketStatusPending
MC696847 Common Active
Contract None
Broker None		 —

Inspections & violations

Total inspections6
Out-of-service2
Vehicle OOS rate16.7%
Driver OOS rate16.7%
Total violations3
OOS violations0

Crashes

Total crashes0
Fatal crashes0
Injuries0

Safety measurement (BASIC)

CategoryMeasureStatus
Unsafe Driving0OK
Hours of Service0OK
Driver Fitness0.18OK
Controlled Substances0OK
Vehicle Maintenance3OK
Insurance agent? LIGHTNING RAM INC renews Jan 31, 2027 — get the full MT lead list.

Data as of Thu Oct 15 2026 00:00:00 GMT+0000 (Coordinated Universal Time). Source: FMCSA public filings, refreshed daily by Insight Carrier.