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HARMS OIL COMPANY

USDOT 175877 · MC255253 · Aberdeen, SD

POLICY RENEWAL
Oct 1, 2027
Potential opportunity for an insurance quote · Currently with HOUSTON SPECIALTY INSURANCE COMPANY

HARMS OIL COMPANY

USDOT 175877 · MC255253 · Aberdeen, SD  ·  Underwriter-grade risk snapshot

Operating statusActive
Lead priorityLater
Fleet177 power units · 125 drivers (177 trucks)
OperationA · AUTHORIZED FOR HIRE
Current insurerHOUSTON SPECIALTY INSURANCE COMPANY
Crashes / Inspections (24 mo)5 / 230

Out-of-Service Rates

VehicleDriver
This carrier 3.5% (8/230) 0.9% (2/230)
National average22.3%6.7%

✓ At or below national average.

Contact

Address38498 US HWY 12
ABERDEEN SD 57401
Phone🔒 Subscribe to reveal
Email🔒 Subscribe to reveal

Fleet & mileage

Power units177
Drivers125 (125 CDL)
MCS-150 mileage8,021,974 (2024)
MCS-150 filedOct 23, 2025
HazmatY
Cargoother: oil

Active insurance filings

DocketFormInsurerPolicy #EffectiveCancelledMax coverage
MC25525391XIMPERIUM INSURANCE COMPANY ECAP1IICCA00028603Oct 1, 2025— 1,000
MC25525391XHOUSTON SPECIALTY INSURANCE COMPANY ECAP1HSCX00028603Oct 1, 2025— 4,000
MC25525334UNITED STATES FIRE INSURANCE CO. 5038785306Oct 1, 2023— 0
MC25525384THE CINCINNATI INSURANCE CO. 1233247Nov 27, 2017— 0

Insurance history

InsurerPolicy #EffectiveCancelled
IMPERIUM INSURANCE COMPANYECAP1IICCA00028602 Oct 1, 2024Oct 1, 2025
HOUSTON SPECIALTY INSURANCE COMPANYECAP1HSCX00028601 Oct 1, 2023Oct 1, 2025
IMPERIUM INSURANCE COMPANYECAP1IICCA00028601 Oct 1, 2023Oct 1, 2024
HOUSTON SPECIALTY INSURANCE COMPANYECAP1HSCX00028600 Oct 1, 2022Oct 1, 2023
IMPERIUM INSURANCE COMPANYECAP1IICCA00028600 Oct 1, 2022Oct 1, 2023
AUSTIN MUTUAL INSURANCE COMPANYCPP0101145 Oct 1, 2020Oct 1, 2022
AUSTIN MUTUAL INSURANCE COMPANYUL 0500986 Oct 1, 2020Oct 1, 2022
EMPLOYERS MUTUAL CASUALTY CO.4J81545 Oct 1, 2018Oct 1, 2020

Operating authority

DocketStatusPending
MC255253 Common None
Contract Active
Broker Active		 —

Inspections & violations

Total inspections230
Out-of-service15
Vehicle OOS rate5.7%
Driver OOS rate0.9%
Total violations61
OOS violations0

Crashes

Total crashes5
Fatal crashes0
Injuries2

Safety measurement (BASIC)

CategoryMeasureStatus
Unsafe Driving0.3OK
Hours of Service0.08OK
Driver Fitness0.07OK
Controlled Substances0OK
Vehicle Maintenance0.98OK
Insurance agent? HARMS OIL COMPANY renews Oct 1, 2027 — get the full SD lead list.

Data as of Thu Oct 15 2026 00:00:00 GMT+0000 (Coordinated Universal Time). Source: FMCSA public filings, refreshed daily by Insight Carrier.